AI stock analysis, with the method shown
AlfaFinances gives every stock an AI score out of 100, a price outlook range and an AI assistant, Ask Alfa, that works from real market data. This page explains what goes in, and what these tools cannot do.
The AI score (out of 100)
The score summarises how a stock looks on today's data. It is not a prediction or a rating to act on. For each stock it blends whichever of these inputs are available:
- Momentum: today's move and the recent 3-month trend.
- Valuation: the price-to-earnings (P/E) ratio, which shows how much investors pay per $1 of profit.
- Risk: beta (how much the price swings versus the market) and where the price sits in its 52-week range.
- Dividend: the yield, when the company pays one.
- Company signals: news tone, insider buying and selling, and earnings track record.
If an input is unavailable for a stock, it is left out and the others are re-weighted, instead of being replaced by an invented number. On a portfolio, the score is the average across your largest holdings weighted by how much you invested. It does not measure how diversified you are.
The price outlook range
The outlook is a statistical range, not a forecast. It combines two plain measurements: a trend label based on the 20-, 50- and 200-day moving averages, and a volatility band built from that stock's own historical price swings over its past year and past three months. The base case is deliberately flat, so the model shows how far the price could plausibly move in either direction over 1, 3, 6 and 12 months, rather than claiming to know which way it goes.
Ask Alfa, the AI assistant
Ask Alfa answers questions using tools that fetch real data: stock research (profile, trend, volatility, headlines), peer comparisons and your portfolio when you are signed in. It can add a stock to your watchlist or portfolio when you ask it to. Like any AI system it can make mistakes, so check figures that matter against the original source. Free accounts get 3 chats a day, Plus 30, and Pro is unlimited.
Limits you should know about
- Scores and ranges describe the past and present. They do not predict returns.
- Data comes from public sources (such as Yahoo Finance and SEC EDGAR) and can be delayed or wrong.
- Nothing here is personal advice. AlfaFinances never tells you to buy or sell.
Related
Frequently asked questions
What does the AI score mean?
It is a summary of how a stock looks on current data: momentum, valuation, risk, dividend and company signals. A high score does not mean you should buy, and a low score does not mean you should sell.
Is the price outlook a prediction?
No. It is a statistical range based on the stock's own past volatility, with a deliberately flat base case. It shows how much the price could move, not which direction it will go.
Where does the data come from?
Public sources such as Yahoo Finance for prices and company data and SEC EDGAR for insider filings. These can be delayed, so verify anything important against the original source.
Can Ask Alfa give me financial advice?
No. Ask Alfa is a research assistant that explains data. It does not know your full financial situation and does not recommend that you buy or sell any security.
How many AI chats do I get?
Free accounts get 3 Ask Alfa chats a day, Plus gets 30 and Pro is unlimited.